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7 Ways Which Can Damage your Expensive Air Conditioner

Expensive Air conditioner

According to IMD data submitted by the Ministry of Statistics, the average temperature in India has increased by 0.6 degrees in the period between 1901-10 and 2009-2018. While the increase might seem trivial, its consequences can be far-reaching. 

With such rising temperature as an aftereffect of global warming, installing air conditioners in households are no more a luxury but a necessity. However, they are quite expensive and often difficult to maintain. 

If your AC starts to malfunction, it can incur substantial repair cost. To reduce the financial liabilities incurred under such scenarios, insurance providers across the country have introduced various AC insurance policies. These plans can help to cover all the extra expenses that you might face.

There are many factors that might lead your AC to malfunction like:

The cost of repairing an AC can land you with a hefty bill. Leading insurance provider, Bajaj Finserv offers Air Conditioner Insurance policy which safeguards you from paying exorbitant bills to repair your air conditioners. 

It is advisable to buy AC insurance cover to avail reimbursements for the expenses that you might incur while paying for repairing services of your AC.

Other major issues which lead to damage to your expensive ACs and other electrical gadgets are erratic load shedding or a voltage drop. 

A home inverter is very necessary in such cases. To make sure that your inverter, along with all your expensive electrical gadgets, function properly, it is essential to take up a home inverter insurance policy.

In this respect, damages can happen even when you are away from home. There might even be instances where several expensive electrical appliances along with your AC can get damaged due to unforeseen incidents like a burglary. 

In such cases, you can buy a home protection insurance cover to save yourself from all the monetary loss incurred in due course. 

Nevertheless, before buying an AC insurance plan or any such other covers, it is pertinent to check out its features, eligibility criteria, required documents and most importantly its terms and conditions for filing a claim.

 

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